- Pension planning
- At retirement planning
- Equity Release
- Inheritance tax planning
- Long Term Care
- Pensions and Divorce
- Business protection
- Tax Planning
We offer a free initial consultation, where we will gain a full appreciation of your particular situation. If you wish, we can then research the market for competitively priced products and provide our recommendations to you. We can arrange for the following products:-
The mortgage is often a family’s largest commitment and single or joint policies can cover the amount of the outstanding mortgage in the event of an unforeseen event.
Team Assurances/Whole of Life
To cover a short-term loan, or a policy to cover an individual’s life, “whole of life” is often used in planning for inheritance tax – including the use of Trusts.
Family Income Benefits
If you were to die or become seriously ill, your family’s financial situation could worsen significantly. Many people find that their mortgage is protected but income for household expenses is not. For the price of a daily cup of coffee, we could provide a high level of income assurance for your family. Family income assurance can give you financial security by providing a guaranteed monthly income – free of tax – should you die, or become critically ill.
Protecting Your Income
We can arrange a policy that is designed to provide an income for the rest of your working life. The policy will pay you an income if you are unable to continue working.
Private Medical Insurance
A policy specially designed to cover all of your family members for private medical insurance. This is an alternative to using the NHS.