After the family home, a person’s pension fund is often his or her second most significant asset.

Are you certain that your pension fund will provide you with the retirement you wish for?

Changes to pension legislation have made planning for retirement very complicated and we can assist by:

  • Explaining how any existing plans that you have work.
  • Reviewing your pension plans in relation to your retirement objectives.
  • Managing these plans going forward and ensuring that you maximise your retirement income when you retire.


For the first time employers are required by law to automatically enrol all eligible workers into a workplace pension and make a contribution to it.

Up to 11 million workers will be automatically enrolled into a workplace pension over the next six years. Auto-enrolment is the Government’s key strategy to boost retirement saving among UK workers, at a time when employers have been closing company schemes, particularly the most generous final-salary pensions.

The date on which workers are enrolled, called a staging date, depends on the size of the company they work for.

  • Large employers (with 250 or more workers), started automatically enrolling their workers from October 2012 to February 2014
  • Medium employers (50-249 workers) will have to start automatically enrolling their workers from April 2014 to April 2015
  • Small employers (49 workers or fewer) will have to start from June 2015 to April 2017
  • New employers (established after April 2012) will have to start from May 2017 to February 2018.

If you would welcome assistance in understanding your legal commitments, we will be delighted to help.

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